Category: News

Securing a business loan

Every business requires cash to start, operate and sustain and achieving this is not an easy feat. It in fact manifests as a huge challenge for startups or new entrepreneurs. Most small business and startup loans range from $5000 to $5 Million.

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Not many takers for Business Loans

Until recently, it appeared that the efforts of the government to ensure easy access to funds, especially for small and medium businesses, had yielded good results. However, the latest data indicates that businesses’ enthusiasm to avail funds for new investments appears to be tapering off.

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How to cheat the 4% withdrawal rule?

According to the 4% withdraw rule, the retiree can withdraw 4% of money from his nest in the first year of retirement and the amount will be adjusted for inflation, every year. It is studied that people spend a lot less money in the later days of retirement than the first few years.

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Business Loans are now easier to obtain in the US

A survey of senior loan officers by the central bank reveals that the domestic banks in the US are now making changes in their policies so that it will become easier for businesses to procure funding. The survey also indicates that the competition among banks for business loans has been increasing lately. This bodes well for businesses of all sizes who were finding it hard to get financing for their business plans during the past few years due to the economic downturn.

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A Silver Lining in Energy Expenses

Frequent increases in energy bills have always been worrying consumers, especially the individuals, as it directly impacts their cost living. The government, which has been aware of this issue, has finally decided to bring about some reforms that would help bring down the energy bills.

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Fall in Australian dollar

The Australian currency has fallen six US cents steadily in the past 6 weeks. Today, at Noon, the local unit came down to 90.80 cents from 91.23 cents. With the expectation of tapering the economic stimulus in the US, the Australian dollar is taking a hit.

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Business owners not too optimistic

Low interest rate model for growth

The central bank has relied heavily on low interest rates and asset purchases to stimulate growth. This has worked to a certain extent with the economy showing some signs of recovery. Policies for lending money to businesses have been eased to a large extent, thus encouraging businesses to embark on expansion plans.

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Few steps to find a financial adviser

One of the best approaches for building wealth is to hire a financial advisers or planners. They help to set up investment plans, advice about insurances, estate planning and superannuation. You may be stuck with the thought: how to find a suitable financial adviser

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What to look in stocks before buying?

Most of the investors require one or two great companies in their portfolio to ensure long term success. How to find a good stock? Experts talk about qualities to look in a stock before buying it.

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Five steps to claim storm damage

Are you insured against storm damage? How do you make sure that your claim is successful? Here are five steps to follow, if your house is damaged by a storm and you possess insurance for it.

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