Author: admin

How to cheat the 4% withdrawal rule?

14 December, 2013

According to the 4% withdraw rule, the retiree can withdraw 4% of money from his nest in the first year of retirement and the amount will be adjusted for inflation, every year. It is studied that people spend a lot less money in the later days of retirement than the first few years.

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Business Loans are now easier to obtain in the US

11 December, 2013

A survey of senior loan officers by the central bank reveals that the domestic banks in the US are now making changes in their policies so that it will become easier for businesses to procure funding. The survey also indicates that the competition among banks for business loans has been increasing lately. This bodes well for businesses of all sizes who were finding it hard to get financing for their business plans during the past few years due to the economic downturn.

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A Silver Lining in Energy Expenses

7 December, 2013

Frequent increases in energy bills have always been worrying consumers, especially the individuals, as it directly impacts their cost living. The government, which has been aware of this issue, has finally decided to bring about some reforms that would help bring down the energy bills.

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Fall in Australian dollar

30 November, 2013

The Australian currency has fallen six US cents steadily in the past 6 weeks. Today, at Noon, the local unit came down to 90.80 cents from 91.23 cents. With the expectation of tapering the economic stimulus in the US, the Australian dollar is taking a hit.

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Business owners not too optimistic

27 November, 2013

Low interest rate model for growth

The central bank has relied heavily on low interest rates and asset purchases to stimulate growth. This has worked to a certain extent with the economy showing some signs of recovery. Policies for lending money to businesses have been eased to a large extent, thus encouraging businesses to embark on expansion plans.

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Few steps to find a financial adviser

23 November, 2013

One of the best approaches for building wealth is to hire a financial advisers or planners. They help to set up investment plans, advice about insurances, estate planning and superannuation. You may be stuck with the thought: how to find a suitable financial adviser

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What to look in stocks before buying?

20 November, 2013

Most of the investors require one or two great companies in their portfolio to ensure long term success. How to find a good stock? Experts talk about qualities to look in a stock before buying it.

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Five steps to claim storm damage

16 November, 2013

Are you insured against storm damage? How do you make sure that your claim is successful? Here are five steps to follow, if your house is damaged by a storm and you possess insurance for it.

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Wall Street this week

13 November, 2013

What are the companies to be watched this week on Wall Street?  Companies like Facebook and Apple have a decent run up.  Many investors assure that the margin for error is slim, at the current rate.

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HMRC plans to track the non-payers

9 November, 2013

Less than 500,000 people have indicated HMRC that they own properties beyond their home. However, other sources show that more than 1.2 million people in Britain own more than one property. People are not declaring their properties, to avoid paying property income tax and gains tax.

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