Five steps to claim storm damage

16 November, 2013

Are you insured against storm damage? How do you make sure that your claim is successful? Here are five steps to follow, if your house is damaged by a storm and you possess insurance for it.

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Wall Street this week

13 November, 2013

What are the companies to be watched this week on Wall Street?  Companies like Facebook and Apple have a decent run up.  Many investors assure that the margin for error is slim, at the current rate.

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HMRC plans to track the non-payers

9 November, 2013

Less than 500,000 people have indicated HMRC that they own properties beyond their home. However, other sources show that more than 1.2 million people in Britain own more than one property. People are not declaring their properties, to avoid paying property income tax and gains tax.

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Non-bank lending to small businesses increasing

6 November, 2013

According to the latest reports available, non-bank lending to small businesses is the highest as of 2008. As a rising number of businesses are turning to alternate options, this is only going to increase. Several alternative sources like peer to peer lenders and invoice financing is finding more takers among the small business owners. While the governments’ new schemes for property buyers like Help to Buy has brought some respite to the people, small business owners still feel neglected by the government and mainstream lenders.

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Fill your closet without a financial drain on your wallet

2 November, 2013

Australians have saved money on garments through innovative ways

Nobody pays full price anymore. Australians have managed to save $12.2 billion on apparels, although this does not indicate the demand has reduced. People are finding new ways of saving money while shopping.

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How to start a food business?

30 October, 2013

Starting a new business of any kind is difficult and especially so when it’s a food related business. However, the continued popularity of cooking shows all over the world has led to many people setting out to realise their food dream. With the financial crisis gradually fading away, more lenders are ready to finance start-up businesses.

Here we will discuss some steps to consider, when starting a new food business.

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Five ways to save on clothing

26 October, 2013

With new fashion emerging every fortnight, Australians are trying to find a way to fill their wardrobes, without emptying their wallets. Here are five tips to save on clothing.

Online bazaar

Latest designs from all over the world are just a click away from the online buyers. The wait and watch approach eliminates the online buyers to buy clothes at a very less discount, while the normal shops still show the higher price. However, online shopping requires patience.

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Effects of share market closing

23 October, 2013

Share market started closing modestly higher as U. S Congress got approval to pass a bill for increasing its debt ceiling. The standard S & P/ASX200 index increased to o.38% to 5,283.1 points after the official market closed whereas, 0.33% has been added by all ordinaries to 5,281.9 points. The plan expands the borrowing authority of United State Treasury until February 7 as well as funds the government until 15th January. According to Mr. Weston, financial dram seems to be priced into different benefits hence investors now think about how global data can affect the policy setting of US Federal Reserve.

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Tips for home buyers in Australian market

19 October, 2013

With low interest rate and RBA not likely to increase it in next few years, the market has become competitive. This article is a combination of tips from investors and property advisors.

Do not stretch

Do not stretch yourself to buy an expensive property with the hope of values rising in the near future. If you cannot afford a house, shift to a suburb and it will catch up in value soon.

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Online lending platforms

9 October, 2013

The internet gives answers for all our probable questions. It gives relevant results for money searches too. It helps to link the moneylenders, venture capital investors to the people who want to get a base in finance or someone who want to refinance his credit card debt.

Lending club

In lending club, the borrowing rate is 14.5 percent for three to five years loan. The rate also differs based on their credit scores. The investors get an interest rate of 8.5 percent. The defaults of loans account for 3.5 percent and the annual company fee is 2.5%.

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